Loan Settlement / OTS Advisory
RBI-compliant one-time settlements — reduce liability, negotiate haircuts and close accounts cleanly.
Significant Haircuts
30–70% reductions typical.
Clean NOC / Closure
Legally sound closure letters.
NPA & SARFAESI
Handled with legal support.
DRT Representation
End-to-end legal advocacy.
Cases We Handle
Personal Loans
Unsecured personal loan settlements.
Credit Cards
Card outstanding settlements.
Business Loans
Term loan & CC settlements.
Home Loans / LAP
Secured loan restructuring.
NPA Accounts
SMA-1, SMA-2 & NPA cases.
SARFAESI Notices
Sec 13(2)/13(4) notices.
DRT Cases
Debt recovery tribunal support.
Consortium Defaults
Multi-banker settlements.
Request Settlement Assistance
Confidential review by our senior settlement advisor.
Our Settlement Process
01
Case Study
Review of loan status and notices.
02
Financial Model
Model settlement scenarios.
03
Offer Strategy
Draft offer and negotiation strategy.
04
Lender Negotiation
Multi-round negotiation with authority.
05
Payment
Structured payment as per offer.
06
Closure
NOC and bureau reporting update.
Facing loan default or SARFAESI notice?
Get a confidential settlement strategy in 24 hours.